Housing Loan

Have a dream to own or build a home? House Of Home Loan is the solution for fulfilling your dream. We offer loans starting at 5 Lakhs at an affordable interest rate and with tenure up to 30 years. With our simple Home Loan eligibility criteria, hassle-free application process and minimal documentation, experience quick loan processing along with an exclusive end-to-end doorstep assistance. All you have to do is choose the home loan amount, tenure, calculate your Home Loan EMI, and get started with your loan application.

We provide Home Loans for builder/society/authority residential flats (constructed and under-construction projects), loans for self-construction of bungalows/independent houses, purchase of new house/flat/villas within municipal limits, purchase through re-sale of houses/flats/apartments/ villas/ bungalows/ home or flat extension/renovation/improvement. With House Of Home Loans, you can do more than just buy a home! It’s tailor-made to help you finance every housing purpose. By availing PMAY, first-time homeowners can enjoy a subsidized home loan interest rate as per the economic category.

Specializes in providing loans to families within the economically weaker section of society, in the self-employed category (e.g. to drivers, barbers, rickshaw drivers, vegetable vendors, etc.) where formal income proofs are not easily available and repayment capacity is appraised based on cash flows. Our Home Loans open the door to your new concrete dream Home. Since a Home Loan is a long term commitment of 10-15 years, we at India Home Loan Limited ensure that we give you unmatched quality of service, transparency throughout the process, and a supportive experience which remains with you for years to come.

Our Home Loans are also offered to professionals and self-employed individuals based on appraisal income calculated on surrogate income proofs, for construction or purchase of houses in villages, towns and cities. The Loan amount can be further enhanced by including an earning co-applicant. The Loan is offered up to a maximum of 80% of the property cost including land, construction cost and single time acquisition costs. You can avail a home loan of up to Rs. 20.0 lakh, but not exceeding 80% of the cost of property.

The Loan is offered under fixed or variable rate options with monthly amortization.

Eligibility Criteria for Loan

Either singly or jointly with co-borrower, having income to service the loan, and who satisfy our lending norms
Property should be located in rural / urban areas
Term, however, does not extend beyond their retirement age or 60 years, whichever is earlier (65 years for self-employed individuals)

Send Us Enquiry